School is well in session, and Halloween is around the corner. Could the New Year be far behind? Yikes! All of this makes September the perfect time to think about dental insurance. Most dental benefits plans start over on January 1st. This means that any benefits you haven’t used in 2018 will expire when 2019 arrives. To avoid this, here’s some timely dental insurance advice from a dentist in Annapolis, including how to understand the details such as the yearly maximum, deductibles, changing rules and the impact on your dental health.