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The end of the year is a busy time as you gather with your loved ones to celebrate the holidays. As you shop for the perfect gifts and plan tasty family meals, you’re probably not thinking about your dental insurance; however, it should be a top focus. If you’re like 97% of adults, you haven’t reached your yearly maximums. If you don’t use your remaining benefits before the end of the year, you’re going to lose them. Don’t throw money down the drain. Here are 3 reasons to take advantage of your insurance before the year ends.
Maximize Your Dental Insurance
By paying your monthly premiums, you have access to comprehensive coverage to keep your teeth and gums healthy. You’re able to visit your dentist for minimal out-of-pocket costs to ensure your smile lasts for a lifetime. Unfortunately, your coverage will expire at the end of the year. Here’s why you need to visit your dentist right now.
- Reduced Oral Health Expenses
Dental care is designed with prevention in mind. Routine services allow your dentist to keep your teeth and gums healthy to reduce the need for a costly treatment in the future. In fact, every $1 spent on prevention can lower your restorative costs by as much as $50. Your dental insurance makes it easy to visit your dentist. Most insurance companies cover 1-2 preventive appointments per year. You can get the cleanings and checkups you need for only a small co-payment.
- Maintain Your Oral Health
Many people delay getting the dental treatments they need until it’s absolutely necessary. You can prevent a small problem from turning into a bigger issue by treating it quickly. Your dental coverage gives you an annual allowance to use toward the treatments you need to maintain your oral health. After paying your annual deductible, your policy can cover as much as 80% of the costs, so you can restore your smile without breaking the bank.
- Maximize Your Coverage
Unfortunately, your dental benefits don’t last forever. At the end of the calendar year, your policy will expire. You won’t be reimbursed for your premiums or your deductible if you don’t use all your benefits. Any unused allowance won’t be refunded or carry over into the new year for accumulation. You can lose hundreds to thousands of dollars if you don’t maximize your coverage before the end of the year.
Invest in a Healthy Smile
You’ve paid into your dental coverage all year, so why not use it? Don’t waste your dental benefits. Visit your dentist before your coverage expires.
About Dr. Earl L. Chambers III
Dr. Chambers provides high-quality care to his patients to help them achieve their best smiles. He’s been serving the Annapolis area for over 20 years, delivering personalized solutions to each patient. He works with many leading insurance carriers to keep his services affordable. If you need an appointment before the end of the year, don’t wait. Contact our office today to schedule your visit.